Afraid to talk about money?
Everyone has opinions and beliefs about money. But they rarely make their way into conversations. The fact is, for many people, money is a taboo subject that is all but impossible to talk about––making it a common source of misunderstanding and conflict in relationships of all kinds. A possible remedy? Bring up the subject more often and try to be nonjudgmental.

Always following the crowd?
Perhaps a few friends are talking up a tech stock. Maybe a rich relative says his cronies are buying gold. The latest issue of a consumer magazine ranks the "best" funds. So you follow the herd instead of your common sense. A possible remedy? Make a plan and stick with it.

Too attached to credit?
Why is it that otherwise intelligent and rational people who use credit cards fail to comprehend that the double–digit interest they pay on that debt is probably erasing any gains they're earning on their savings and investments? A possible remedy? Get rid of half your cards. Or try to pay off your balance each month.

Predisposed to panicking?
Most investors do make a plan of action for what they'll do if the market takes a downturn. Problem is, when the day of reckoning comes, many investors don't respond like they said they would. A possible remedy? Tell a buddy about your problem and call them when the chips are down for moral support.

Missing the big picture?
Squirrels stash nuts in dozens of locations, yet see their stash as one large supply that will get them through the winter. Some humans are less perceptive. Instead, they see their fortune as many little piles––a CD here, a 401(k) there, some old stocks, an inheritance. And they have no sense of how much is really there or how long it will last them. A possible remedy? Get a calculator, add it all up and look at it as a whole. (And if you're feeling really ambitious, reallocate it in a way that fits your timeframe and tolerance for risk.)

Unable to dump a loser?
Many investors are guilty of getting emotionally attached to investments – especially stocks. When it's a winner, what's not to love? But when it's a loser, well, ugly ducklings that become beautiful swans are more common in fairy tales than on Wall Street. A possible remedy? Consider selling your losers at the end of the year to offset gains.

Tempted to gamble?
Nearly every investor is prone to, periodically, throwing caution to the wind and impulsively buying shares in, say, some unknown company's initial public offering (IPO) or beleaguered stock that may – just may – be the big payoff. Problem is, it usually isn't. A possible remedy? Get your kicks through fantasy football, lottery tickets or, if you must, a trip to Vegas.